Renters Insurance

As a benefit of living on campus, residents will have $100,000 in liability insurance provided for them through SF State and GradGuard. Liability coverage is now included in your housing fees and protects you financially from unintentional damage due to fire, water and other causes of loss to University property caused by your negligence.

The University will not be financially responsible for replacement of any items or for a resident's liability unless as direct and proximate result of the University’s negligence.

Personal Liability Insurance

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Your Possessions

  • The University is not responsible for possessions lost or stolen from your room, apartment, or from any other area of the residential community.
  • Keep your keys with you at all times and lock your door and windows when you leave your room/apartment.
  • Do not store your belongings outside your room or window. Items placed outside your room will be discarded without prior notification. 

View the Community Living Standards Guide to learn about your responsibility regarding your belongings.

Renters Insurance

Renter's Insurance through a Third-Party Vendor

In an effort to provide residents with a quality personal property insurance option, SF State has partnered with GradGuard. If you choose to obtain coverage for your personal property on an optional basis, GradGuard can provide protection from fire, water damage, theft and other causes of loss. Click the button below for further information and current pricing. 

Please Note: Personal property insurance can be obtained by directly through any third-party vendor.